PROPERTY INSURANCE

Reliable, Affordable Property Insurance in New York City

At Active Link Insurance, we pride ourselves on providing high-quality business insurance evaluations, to help you find exactly the type of business insurance policy you need. We will thoroughly examine your options and then create a plan custom-tailored to match your risks. We also examine other potential exposures your business may have, including personnel, future plans, and location. We work with local businesses in and around New York City, providing specialized insurance packages, consulting services, and more. Contact us today to get started

RESIDENTIAL

 

A homeowners’ policy pays for damage by a covered peril to building and personal property. It will also provide compensation for Loss of Use, Additional Living Expenses and/or Fair Rental Value, and protection against liability claims

  • A homeowner policy is designed to insure your primary home, this policy usually covers the structure of your home, its contents, loss of use and personal liability.

  • This type of policy is designed to insure income or seasonal properties and usually covers structure, fair rental value, and can include contents.

  • Provides personal property and liability protection to tenants.

  • Condo insurance covers building property for which the insured is responsible for, contents, upgrades (ex. new cabinets), liability, and temporary living expenses while the unit is being repaired.


FLOOD

 

Flood insurance covers damage to your building and contents caused by flooding. This includes losses resulting from overflowing of inland or tidal water, accumulation of water from any source, or other similar causes. Some companies offer flood coverage by adding an endorsement to the home policy, but a stand-alone policy is usually the only available option.


PERSONAL ARTICLES

 

A personal article “floater” policy will cover valuable items such as art collections, jewelry, fine china, silverware, etc. Most of these items are not covered under the homeowner policy or its recoverable value is set at certain “low” monetary/cash limit despite of its appraised value.
  • JEWERLY
  • FINE ART
  • MUSICAL INSTRUMENTS
  • SPORT EQUIPMENT
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